Our Team

Jay Lucas

Director of Credit Services

Background & Experience

Jay has over 20 years of experience in the banking and financial services industry, where he has gained extensive knowledge in Risk Management, Organizational Restructuring, Commercial Lending, Business Finance, and Senior and Executive Level Management.  He has been involved on multiple due diligence projects over the course of his career, assisting in hundreds of millions of mergers and acquisitions. During the great recession Jay worked as a contract Investigations Manager for the FDIC where he performed in-depth financial investigations and expert loan reviews for both bank and regulatory violations. During this time, he traveled across the U.S. assisting in various financial industry related matters and worked closely with Regulatory, Federal and Government agencies on $6 billion in receiverships. Jay is a graduate of the University of Georgia school of Banking. He has also attended banking programs at Wake Forest University and received formal commercial cash flow training at the University of Alabama Birmingham, sponsored by various National Banking Institutions. Prior to joining PKM in 2015, Jay served as the Director of Credit Risk for a $1.8 Billion National Bank overseeing a significant distressed loan portfolio and assisting in the resolution and sell-off of virtually all its banks assets.


  • University of Georgia, School of Banking

Organization Involvement

  • Alabama Bankers Association
  • Georgia Bankers Association
  • South Carolina Bankers Association
  • Tennessee Bankers Association
  • NAGGL – National Association of Government Guaranteed Lenders
  • North Cobb Civitan
    • Founding Board Member
    • 2007 Member of the Year

Hobbies & Interests

In his free time, Jay enjoys spending time with his family and friends whether it be camping, hunting, fishing or traveling.

Get in Touch

Send Email jlucas@pkm.com Phone Number 404.420.5737 Connect on LinkedIn Connect