While PKM services banks, both big and small, we offer a unique set of solutions to de novo banks. We understand that the successful startup of a new banking venture requires expertise in many areas. Key decisions made during the initial years have long-lasting effects on an organization throughout its business life. PKM offers expertise to aid newly formed institutions through the early years and beyond. As an added benefit, our de novo clients are encouraged to participate in the PKM de novo Bank Peer Group, which meets three times a year to discuss current topics relevant to organizations in the early stages of business and to review quantitative quarterly financial results of member banks.